This webpage contains legal and proprietary information concerning Black Noise Analytics (collectively "BNA"). Before proceeding, you should refer to the Terms of Use ("Terms") stated below. By continuing to access this webpage, you will be conclusively presumed to have notice of, and you acknowledge that you agree to comply with and be bound, by the Terms, as amended from time to time.
You are deemed to be representing and warranting that (1) you have read and understand the information contained in our Terms and accept the Terms contained therein, (2) the applicable laws and regulations of your jurisdiction allow you to access the information on this webpage, (3) you are duly authorized to access this webpage for the purpose of acquiring information, and (4) you or any other person or entity you represent initiated the discussion, correspondence or other communications with BNA, which resulted in you requesting access to our webpage. If you disagree with any parts of our Terms and any of the above representations, you must immediately discontinue your access or use of this webpage.
Terms
The information and materials located or hosted on, or linked to, our services (the “Materials”) are of a general nature which have not been verified, considered or assessed by us and are provided to you on an “as is” and “as available” basis without warranties of any kind. Information on this webpage is not intended for persons located or resident in jurisdictions where the distribution of such information is restricted or unauthorized. Neither BNA nor its affiliates and their respective partners, directors, officers and employees assume any liabilities in respect of any errors or omissions on this webpage, or any and all responsibility for any direct or consequential loss or damage of any kind resulting directly or indirectly from the use of this webpage. Unless otherwise agreed with BNA, any use, disclosure, reproduction, modification or distribution of the contents of this webpage, or any part thereof, is strictly prohibited. BNA expressly disclaims any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of, or in any way connected with, your access to or use of this webpage. This webpage is not an advertisement and is not intended for distribution.
This webpage has been prepared for the purpose of providing general information only without taking account of any particular investor’s objectives, financial situation or needs and does not amount to an investment recommendation. An investor should, before making any investment decision, consider the appropriateness of the information in this website, and seek professional advice, having regard to the investor’s objectives, financial situation and needs. In all cases, anyone proposing to rely on or use the information contained in the webpage should independently verify and check the accuracy, completeness, reliability and suitability of the information.
The information contained in this webpage does not constitute financial, investment, legal, accounting, tax or other professional advice or a solicitation to engage BNA's services. Any offer of our services can only be made by official documents, all of which must be read and understood in their entirety, and only in jurisdictions where such an offering is in compliance with relevant laws and regulatory requirements. You hereby agree to indemnify and hold us harmless against all loss, damage, claim, liability, expense or costs suffered or incurred by you in connection with or arising from 1) your access and/or use of our services, 2) any other party's access and/or use of our services using your identification key and/or login password, 3) your breach of any of these Terms; and/or 4) any other party's breach of any of these Terms where such party was able to access and/or use our services by using your identification key and/or login password.
PROPRIETARY RIGHTS
The Materials are protected by copyright, trademark and other forms of proprietary rights. Such Materials include, but are not limited to, any price information, data, photographs, graphics, illustrations, designs, trademarks, trade names, service marks, product names, logos, insignias or other devices, software programmes, downloadable files, software applications, interactive features, tools, services, articles, videos or other information or content made available through our services. The presentation and layout of the Materials is also protected by copyrights, trademarks, service marks, international treaties and other proprietary rights and laws of Singapore and other countries. Unless otherwise stated, the rights, titles and interests to the Materials are owned by, licensed to or controlled by us. You shall not use any of the names, marks, designs and logos owned or controlled by us (our “Markings”) without prior written consent from us. Any use and/or reproduction of any Markings shall be in accordance with these Terms. We may in our sole discretion request you to modify or remove any Markings, including where such use or reproduction may affect our rights. We reserve all rights to take action against any misuse or infringement of any Markings and/or violations of applicable laws. In the event you enter into any definitive agreement with us relating to any of our Markings, the terms of such definitive agreement shall prevail in the event of conflict between such definitive agreement and any of these Terms. All other trademarks, trade names, service marks, product names and logos contained in our Materials that are not owned by, licensed to or controlled by us are used in an editorial fashion only, and to the benefit of respective owners, with no intention of infringement of any trademark or any other intellectual property rights.
Except with our prior written permission, you may not copy, store (either in hardcopy or in an electronic retrieval system), adapt, alter, translate, transmit, disseminate, distribute, perform, broadcast, publish, reproduce, publicly display, hyperlink, sell, license, rent, lease or otherwise transfer any of the Materials, or otherwise transfer any of the Materials to any other person (whether for direct commercial purpose or monetary gain or otherwise) or otherwise use in whole or in part in any manner. Except with our prior written permission, you may not create a derivative work from the Materials, nor decompile, reverse-engineer or disassemble the Materials. Any rights relating to the Materials and our services not expressly granted herein are reserved and no licence or right is granted to you by implication, estoppel or otherwise. You acknowledge and agree that, as a condition of your access and use of our services, you will not use the Materials or our services for any purpose that is unlawful or prohibited by these Terms. You may not use our services in any manner that could damage, disable, overburden or impair our servers, or the networks connected to any of our services, or interfere with any other party’s access and use of our services. You may not attempt to gain unauthorised access to our services, or any services provided via our online portals, other accounts, computer systems or networks connected to our services or to any of the services provided via our online portals, through hacking, password mining or any other means. You may not obtain, or attempt to obtain, any Materials or other information through any means not intentionally made available on or through our services.
HYPERLINKS
Any links provided on our services are provided for your convenience only. Should you leave our services via such a link, the content that you view in such linked web page or website owned or operated by third parties is not provided or controlled by us. We have not developed or reviewed, and are not responsible for the consequences of your accessing the linked web page or website, and/or the content at those web pages or websites. We make no guarantee, representation or warranty as to, and have no liability for, any content at those websites, including, but not limited to, guarantees, representations and warranties regarding truth, adequacy, originality, accuracy, timeliness, completeness, reasonableness, non-infringement, suitability, satisfactory quality, merchantability or fitness for any particular purpose or any representations or warranties arising from usage, custom or trade or by operation of law. Any such link to other linked web pages or websites through our services does not constitute (a) an endorsement, authorisation, verification or representation that we are affiliated with the operators or owners of those linked websites; or (b) an endorsement, authorisation, verification, or representation of or as to the contents of such linked websites. You agree that your access to and/or use of such linked web pages or websites is entirely at your own risk and subject to the terms and conditions of access and/or use contained therein (including without limitation their privacy and data processing policies and practices).
NOT INVESTMENT RECOMMENDATION OR ADVICE
The Materials are not intended for distribution to or for use by or to be acted on by any person or entity located in any jurisdiction where such distribution, use or action would be contrary to applicable laws or regulations or would subject us to any registration or licensing requirement. Our online portals provide only general information on certain investment products. We do not provide, and the provision of such information must not be construed as us providing, financial advice or recommendation for any investment product. The Materials are subject to change without notice. The availability of any Materials on, or the grant of access or use of, our services should not be taken in any way as an inducement to trade or a solicitation for orders or entry into any legal relations, nor taken as intended in any way to prompt any action or decision on your part whether to undertake or consider undertaking any investment decision or otherwise. The Materials relating to investment products are and should be taken as prepared for general information and none was prepared with regard to the specific investment objectives, financial situation or particular needs of any particular person (including you) who may receive or have access to the same. Any recommendation or advice that may be expressed in or inferred from the materials available through our services therefore does not, should not be taken as taking into account, and may not be suitable for, your investment objectives, financial situation and particular needs, and bearing in mind the possibility of market volatility and changes, may not even comprise current information, content, recommendation or advice.
The Materials available through our services should therefore not be relied upon in relation to any investment decision, trading activity or order placed by you and you shall, at all times, rely on your own independent assessment and judgment in respect of any investment decision or proposed transaction and seek independent advice as necessary from your own financial, legal, tax or other professional advisers, including but not limited to, advice from a financial adviser as to the suitability of the investment products (as may be referred to in the materials available through our services), taking into account your specific investment objectives, financial situation or particular needs, before making any commitment to acquire, trade or deal in any such investment products. Investment products are subject to significant investment risks, including the possible loss of the principal amount invested. Past performance of investment products is not indicative of their future performance. Examples, where provided, are for illustrative purposes only.
DATA PRIVACY
We are committed to protecting our stakeholders’ and customers’ personal data in accordance with the Singapore Personal Data Protection Act (“PDPA”) and other applicable data protection laws. We do not disclose specific information about our users to any third parties unless required by law or any government agencies, to comply with legal process, where necessary to enforce these Terms, to respond to claims from third parties, to protect the safety, interests, rights or property of ours or others or as permitted under these Terms. We collect information about how to contact you and your interest and relationship with us, including the products and services which are relevant to you. These personal data may include your name, telephone number, mailing address, email address and any other information relating to you, information about your use of our services, including cookies, IP address, subscription account details and membership details, but only to the extent that we may identify you from such information. In the circumstance that you want to exercise any of your privacy right, please contact us by email.
It is in our legitimate interests to process your personal data to selectively contact you and/or send you information about our services that may be relevant to you (“Marketing Communications”). To the extent that our processing of your personal data for Marketing Communications is subject to the European General Data Protection Regulation, you have the right to object to such processing by us. You may also choose to opt-out of receiving Marketing Communications from us. While we will take reasonable care in preventing the loss, misuse or alteration of both your personal and non-personal data, you acknowledge that data transmission over the Internet is insecure and we cannot guarantee the security of the data transmitted over the Internet. Certain web pages and/or sections of our services may only be used or accessed through an identification key and password. You will be solely responsible to keep the identification key and password confidential, secret and secure. You must not disclose it, or allow it to be disclosed, to any other person. You will be liable for any unauthorised use or access of such web pages and/or sections of our services with your identification key and/or password. We are not liable for any damages resulting from any security breaches, unauthorised and/or fraudulent use or access of such web pages and/or sections of our services with your identification key and/or password.
Information that we collect may be stored or processed in any country and may be transferred between countries. Some of these countries may have data protection laws that are less stringent that those in the country in which you are using or accessing our services. You acknowledge and agree to such storage, processing and transfer. Our services, and some services and advertisements on our online portals, may contain or use cookies, web beacons, pixel tags or other similar technology (collectively, “Cookies”). Such Cookies enable (i) you to browse our online portals and use certain features; and/or (ii) us or third party companies we work with to measure, research and analyse how our visitors use our services, remember our visitors’ online preferences, and to manage online advertising (including delivering advertisements to our visitors); but do not capture any information that can be used to identify you personally. Most browsers allow you to (i) adjust or change the settings on your browser so that it deletes the Cookies stored on your device, blocks acceptance of Cookies or notifies you before a Cookie is stored on your device; or (ii) activate a “do-not-track” function. Please refer to the help and support sections on your browser or device for instructions on how to do this. Please note, however, that by blocking, deleting or disabling Cookies or by disabling the tracking function, some features, services, functions or parts of our services may not be accessible or available to you or may not function properly.
Otherwise, by using our services, you consent to the (a) aforesaid collection, monitoring, storage and use of non-personal Data; and (b) storing of Cookies on your device and consent to us (or third parties we work with) accessing such Cookies when you use our services in the future. We do not control and are not responsible or liable for any Cookies which are (i) contained in third party advertisements or links in our services; or (ii) used by third party advertisers or third party web pages or websites which are linked to or from our services (“Third Party Cookies and Links”). You agree that your access to and/or use of such Third Parties Cookies and links is entirely at your own risk and subject to such third parties’ terms and conditions of access and/or use (including without limitation their privacy and data processing policies and practices). You should check such third parties’ privacy and data processing policies and practices to determine how they will handle any information and data (including personal data) they collect from you or which you provide to them.
These Terms shall be governed by, and construed in accordance with, the laws of Singapore. You agree to submit to the non-exclusive jurisdiction of the Singapore courts.
If you have any questions regarding your access and use of our webpage and services, please contact us here.